Fortress Financial Group brings forward a unique culture and business model to allow clients greater opportunity for success.


Fortress Financial Group was founded by Pedro Adao with the clear purpose of bringing clarity and confidence in our clients’ lives by bringing their financial goals into focus. We serve as an advocate, advisor, and coach to help motivate our clients to take the financial steps necessary to live life freely. You have worked hard to create a lifestyle for you and your family. We believe you should have every opportunity to enjoy the fruits of your labor, and are committed to helping you achieve your goals.

Everyone is entitled to enjoy the quality of life they have worked hard for.

As a Financial Management Firm, Fortress Financial Group incorporates a continual process of financial planning, cash flow management, investment portfolio monitoring, and strategic collaborations with attorneys, CPAs, Insurance Agents, private bankers, TPAs, and Trust service providers to provide an integrated financial solution for our clients.

Watch the video above for more insight on our company and what we stand for.

the fortress advantage

We recognize that you have many options when selecting a financial professional to work with. It is a decision that can impact you & your family for generations and should not be taken lightly. Fortress believes that our unique culture and business model gives our clients a greater opportunity for success.


We Believe You Deserve To Have A: Client-Centered, Process-Driven, Truth-Based Financial Guidance, Delivered in a Simple, and Easy To Understand Way


Ramie Khalil

Ramie Khalil is a Financial Advisor and Licensed Life Insurance Agent. He is the Co-author of Retired & Free: the Unconventional Path to Financial Certainty and Fulfillment, as well the Chief Investment Officer for Fortress Financial Group LLC. Ramie migrated to the United states at the age of 5 with his family from Sierra Leone, West Africa. Growing up with a passion and focus on finance and investing Ramie entered the financial services industry where he focused on helping families and business owners learn how to protect and grow their wealth through sound risk management and income planning. Today, Ramie actively works with hundreds of clients, helping implement wealth management strategies. “I believe that ignorance is not bliss when it comes to your money and family’s financial future. Having the benefit of growing up in a family from another country, I understand why financial education is key to building permanent and lasting wealth. As a financial advisor, I love helping educate my clients on how having a comprehensive wealth plan that coordinates their income, tax planning and investment strategy can allow them to maximize their returns and potentially become financially free in years vs decades.”

Office Manager and Client Services

Megan Muldong

Megan has been with Fortress Financial Group since 2015. She works closely with our new and current clients. Megan ensures that our clients have an outstanding experience from the very beginning. She supports our advisors so that they can be of best of service.

Hobbies: Going to Disneyland and spending time with her husband, Nicholas, and daughter, Helena.

Investment Advisor & Licensed Financial Professional. CRD#7770947

David Swan

David Has been working with Fortress Financial since early 2019, He loves partnering with his clients to create a holistic plan that is personal and can adapt to the changes of life, protecting and growing assets, eliminating risk where we can, to produce wealth and a lasting legacy. David likes to bring simple solutions that are easy to understand and apply. David also helps his clients navigate their transition into Medicare, helping them find the right plan for their needs.

David lives in central Wisconsin with his wife Lise and 2 children Yonah & Kaelen, where he loves to enjoy the outdoors, golfing and hiking in the warmer season and skiing in the winter.

A Licensed Financial Professional with Fortress Financial

Alex Fanjul

He currently lives with his Wife Judy in Southern Virginia, and loves being part of the reformation that Fortress is bringing to the Financial services space by focusing on Risk Management and growth from a holistic perspective.

Alex enjoys powerfully combining his 20 plus years of experience in Finances and Business, to structure custom wealth strategies for his clients that protect key portions of their portfolios against volatility and downturns in the market, with the end goal of creating long term systematic wealth, for financial independence and legacy for their families.

Together with FFG Founder Pedro Adao, and Ramie Khalil, He is on a mission to help educate as many a Retirees and Pre-Retirees as possible so that they can achieve financial independence and truly reach their Financial goals with confidence, Comfort and Clarity.

Alex’s Favorite Financial Quotes.

Rule #1 Never lose money
Rule #2 Never forget rule # 1
– Warren Buffet

People Overestimate what they can achieve in 1 year
And underestimate what they can achieve in 10.
– Unknown

Financial Advisor and IAR, RICP®, CEPA®

David Doehring

David Doehring, a seasoned financial advisor since 2016, brings a wealth of expertise and a passion for helping clients optimize their financial strategies. Born and raised in Southern California, David has dedicated the last decade to assisting hundreds of clients in achieving their financial goals. Also specializing in Roth Conversions, David is recognized for his strategic acumen and commitment to putting individuals in the best possible position to maximize their wealth and income potential for the future. As a Retirement Income Certified Professional, his tailored approach ensures that each client’s unique needs are met with precision and care.
David is also a Certified Exit Planning Advisor that helps business owners across the country to unlock the wealth that is often trapped inside their businesses, and to help them achieve a successful exit or transition at the highest multiple. David currently holds active licenses in all 50 U.S States.
Currently residing in Orange County, California, David remains actively engaged in competitive sports, embodying a spirit of determination and discipline. In his leisure time, he channels his creativity as a musician and sound engineer, showcasing his diverse talents beyond the realm of finance.

Our Partners In Financial Planning & Wealth Management

We’ve hand selected a team of the best CFP®s, Registered Invest Advisors, and Comprehensive Wealth Management Team available in the US today.

On a daily basis, we work hand-in-hand with Sowell Management. Formed in 1995, Sowell is a pioneer as a fee-based fiduciary and a nationwide industry leader in the Registered Investment Advisor space. Known as an ‘advisor to financial advisors’, Sowell Management is a valued partner providing a full breadth of support and resources with best-in-class technology, portfolio and planning offerings and advisement, back-office services and more. Because of Sowell’s diversity of services and broad strength, we have a solid and trusted partner that helps give back the most precious commodity – more time to spend with you.

President – Sowell Management

Daryl Seaton

A native of Northern California, Daryl began his career in financial services in 2000 with a Fortune 100 company in Sacramento, Calif. Swiftly becoming a top producer, he was promoted and in due course held responsibilities for recruiting, developing, and leading 150-plus agents/financial advisors with more than $1 billion in assets under care. Pursuing autonomy and ready to put his vision and insights into action, he formed his own firm, first as a hybrid and then as an RIA. It was at this time that Daryl began his partnership with Sowell Management.

After a robust eight-year relationship, Daryl accepted an invitation in 2020 to join the Sowell Management team. As chief operating officer, his role as an integrator is taking the company to the next peak of growth. Daryl is central to the growth planning that remains focused on new horizons for advisors, varying the offerings, and integrated technologies. Daryl’s love of people shines through and carries into his work as a servant leader. He is particularly passionate about financial advisors and the vital mission they execute daily. After more than 20 years, Daryl considers himself to be a true seasoned leader in finance. His career has spanned both corporate, business ownership and community involvement.

Daryl is an outdoor enthusiast and food and wine aficionado. By far, his pride and joy is his family. With the love of his life, Tammy, they are raising two boys of great character and faith – Jake and Nate.

Financial Planning Director

Caryl Irico, CFP®

Carl Joined Sowell Management in January 2022 as director of Sowell Financial Advisors. He was a chemical engineer for Mobil Oil in his early career, but his interest in investments and financial planning prompted a career move to IDS Financial Services in 1986. He remained with the company for 34 years as it changed from IDS to American Express Financial Services to the current Ameriprise Financial. As part of his practice transition, he and his business partner went independent in 2020 where he remained as chairman until the end of 2021. 

A graduate of Louisiana State University, Carl received a bachelor’s degree in chemical engineering. He earned his CFP designation in 1990 and provided comprehensive financial planning to individuals, families and small business owners over his career.

The father of six children, Carl and wife Becky live in his hometown Little Rock, Ark. He enjoys family time, boating and woodworking. 

Transitions and Solutions Consultant

Abby Sowell

Abby, a native of North Little Rock, Ark, joined Sowell Management in 2018. In her role as transitions coordinator, Abby works closely with advisors to transition them onto the Sowell Management platform. She also supports her own subset of advisors in her role within the Advisor Support team.

A graduate of the University of Arkansas at Fayetteville, she has a bachelor’s degree in journalism with a concentration in advertising and public relations. As a member of the university’s Tri Delta Sorority, Abby was an active fundraiser for St. Jude Children’s Research Hospital in Memphis, Tenn. 

Abby enjoys attending her alma mater’s Razorback sporting events, spending time with friends and reading. She also admits to being a fan of reality television shows. She has a rescue dog named Irwin.

Our Partners in Financial Planning & Infinite Banking

We’ve partnered with the pioneers of building generational wealth allowing you to hit your financial goals in a fraction of the time.

Jeff & Tina specialize in showing our clients how to plug leaks, creating more cash flow so they can reach financial independence in 5-10 years instead of 30. This unique method focuses on resetting and realigning your financial mindset, habits, and goals to optimize your wealth-building efforts using strategies that are less risky than what’s commonly taught in personal finance methods.


Jeff & Tina Ziegler

Jeff & Tina Ziegler became financially free in 2006 because their passive income had exceeded their turn-key expense. However, in 2016 they almost lost everything. As a result, they learned to build a stronger foundation using easy-to-understand financial strategies that are far superior and less risky than what’s commonly taught in personal finance methods. When it comes to building wealth, Jeff & Tina are a classic triple threat, with a knack for strategy, a spirit of helping others, and a love for creative problem-solving. They do more than advise their clients. They build bridges with them so they feel safe opening up, asking questions, and having fun while learning how to become wealthier every day. When not inspiring and informing families, they can spend time with their five amazing sons, enjoy the mountains, serve at their church, and connect with friends.